Todd Lubar; Devoted Mortgage Guru with Strong Business Acumen

Todd Lubar is a shrewd entrepreneur with a vast experience of over 20 years in real estate and mortgage banking. He graduated with a bachelor’s degree in speech communication in 1995 from Syracuse University.

His first job position after graduating was at Crestar Mortgage Corporation, a position he held up to 1999 when he gained insight into mortgage banking. He later moved to Legacy Financial group and during his tenure up to 2005, he helped the Maryland office generate 100 million annually in loan volume, and he expanded his competency on broking loans. In his pursuit to help people achieve their dreams, Todd moved his career forward to become the Senior Vice President of Charter Funding. Currently, Todd is the president at TDL Global Ventures and also serves as the Senior Vice President of Legendary Investment. Mortgage banking has been his specialty; nonetheless, he has worked in various industries all which have molded him into the well-rounded, successful entrepreneur he has risen to be. More details can be found on LinkedIn.

Todd Lubar’s greatest passion in life has been to help individuals achieve their dreams of becoming home owners. He achieves this by removing the obstacles preventing them from accessing loans. It is for this reason that the TDL Global Venture concept was birthed. TDL is a program and a product that gives consumers relief by lending loans to individuals and companies overlooked by the traditional lending sources. Todd is able to assess the risk of any loan situation to ensure the profitability of the venture. This skill has been harnessed through his vast experience and involvement in over 7000 real estate and lending transactions.

His passion for learning about real estate during his experience as a loan originator enabled him to form strong alliances with real estate agents, insurance agents, and accountants giving him an incredible business referral reputation. Thus, when he ventured out on his own, he was able to build a very strong client base that propelled his business forward. He attributes his success to hard work, keen attention to detail, and making informed decisions. Todd recommends business-minded individuals to read “The Magic of Thinking Big” by David Schwartz as it will keep them well-rounded professionally and help them maintain their high expectations for themselves as well as others.

Professional Life

Todd Lubar has been a successful mortgage expert for over 20 years and is currently the president of TDL Global Ventures, a real estate company and the Senior Vice President of Legendary Investment. His contribution to the mortgage industry has been significant, and he was named as the top loan originator, a title he has held for many years. He has invested in night clubs, recycling, and demolition industries. He believes that fostering a culture of trust, honesty, and communication has set him up for his continued success. Check out his page

See more:

Advocacy for the Rights of The Marginalized

There is a large number of organizations that have rendered yeoman service to the cause of the marginalized and underprivileged in the United States. Among the foremost has to be the Lacey and Larkin Frontera Fund. The genesis of the fund lies in the $3.75 million settlement received by Michael Lacey and Jim Larkin due to their wrongful arrest and confinement by Maricopa County Sheriff Joe Arpaio.

Deciding to put the money to good use the journalists Lacey and Larkin decided to set up the Lacey and Larkin Frontera Fund to provide support to groups advocating worthy causes like human rights, migrants’ rights, civil rights and freedom of speech.

One of the notable groups raising a voice in the support of immigrants is Welcoming America an advocacy group launched in the year 2009 that helps spread the message that immigrants are more than welcome in America a nation created by immigrants. They have popularized an award-winning social entrepreneurship model that has garnered them global recognized. Read more: Jim Larkin | Crunchbase

Then there is Civil Rights Corps an advocacy group committed to fighting against instances of systemic abuse in the US justice system. They do so by engaging with people convicted in the courts, activists, judges and government officials to foster a legal system that is equally fair, just and transparent to all, regardless of their background. Learn more about Jim Larkin:

The Human Rights Party is as the name suggests a political party committed to the promotion of human rights. Their stated objectives are to win enough seats in the House of Representatives, thereby denying a majority to any single party and help create and pass legislation that will ensure life, liberty and the pursuit of happiness for everybody.

The ACLU or American Civil Liberties Union has worked extremely hard for over a century to secure the rights of individuals guaranteed by the Constitution of the U.S., In particular, they have taken up the cause of the persecuted and marginalized lesbian, gay, bisexual and transgender communities. It is their belief that they need the rights just as everyone else does to have personal autonomy, freedom of expression and association.

The National Hispanic Media Coalition (NHMC) is the foremost media advocacy organization that unequivocally promotes the cause of Latinos in America. This organization was founded in Los Angles in 1986 and has gone on to become a powerful voice in support of the Hispanic population of America.

It is quite a powerful organization that is engaged in the advocacy of the Hispanic concerns to the power that be, through its presence in major areas like California, New York, Arizona, Michigan and Washington, D.C.

Thus we see that advocacy for the right causes is happening all the time, across the length and breadth of the United States of America.

This is a good sign that American democracy is a vibrant one and happy to change course and become even better if given the right inputs. The nation should be thankful to people like Michael Lacey and Larkin and initiatives like the Lacey-Larkin Frontera Fund.

Shop at Beverly Hills Auto Group for the Best Deal

It’s always better to buy a used BMW over a new one. You will save so much money on dealers fees, depreciation, and any other extras that you simply do not need to be paying for. You’ll also know what you’re getting.


If you’re in the market for a used BMW, don’t waste your time and just go to Beverly Hills Auto Group. They will hook you up with a sweet deal and will give you great customer service. Beverly Hills auto group has a wide selection of used BMW’s and they will even take your trade-in at a fair price. Beverly Hills Auto Group even has their own finance department, so getting pre-approved for a car loan is easy. Beverly Hills Auto Group will save you money and will only sell vehicles that will pass any inspection. You can even bring in your own mechanic to look things over.

Cancer Treatment Centers of America-Giving Their Patients the Best

Cancer Treatment Centers of America collaborated with Allscripts and NantHealth in order to implement a technical solution that will create better clinical workflows in the electronic health record of Allscripts Sunrise.

The integration makes it possible for Clinical Pathways to not interrupt the physician’ workflow while still informing the cancer treatment process. The interface was built with the assistance of hundreds of oncologists and is a vast collection of cancer care data. This advancement in technology make it possible to support clinical data, obtain real-time functionality, and make comparisons between the many different treatment options.

Clinical Pathways is helping to eliminates guesswork and is a system of treatment options, which is available for patients to review and choose from what is efficient and safe. Clinical Pathways has integrated therapies into the Alscripts Sunrise EHR , giving oncologists a curated list of care regimens. It also makes it possible to improve quality and efficiency and patient and their clinical teams can decide on the most suitable regimens. Clinical Pathways also helps to speed up the approval needed form insurance providers.

Eviti also plays a very important role in allowing physicians to gain the best regimens for their patients and opening communication with stakeholders for a much more efficient diagnosis.

Headquartered in Boca Raton, Florida, Cancer Treatment Centers of America is a network of five hospitals that provides care for adults who are fighting the battle against cancer. Cancer Treatment Centers of America provides radiation, surgery, cancer treatment, genomic testing, immunotherapy and chemotherapy in order to help their patients. Their methods are intended to provide their patients with emotional and physical help while managing the side effects of their treatments. Cancer Treatment Centers of America serves its patients from all around the world in its Tulsa, Atlanta, Chicago, Phoenix, and Philadelphia hospitals.

For more information follow CTCA on Twitter.

Julie Zuckerberg – Recruiter & Motivator

Julie Zuckerberg graduated from City University of New York – Brooklyn College and went on to New York Law School to complete her Doctor of Jurisprudence degree. Upon completion of her formal education, Julie started her career with Hudson Global Resources in 2002 as the director of candidate placement. During her five years with Hudson, she was responsible for recruiting attorneys, paralegals, and other support staff for temporary and potentially permanent positions with law firms and other institutions. Not only was she responsible for recruiting candidates for these positions, she also assisted employees with benefit information, promotion opportunities, and counseled and coached employees.


In 2007, Julie was hired by Citi Global as an Executive Recruiter where she developed online and social media strategies for recruiting. Her recruiting focused on senior level Legal, Compliance, and Audit roles. She also worked with hiring managers to create specific job descriptions and succession plans. Zuckerberg moved to a different division of Citi Global in 2011 recruiting for Director and Managing Director positions for the Consumer Marketing and Internet offices. With her new role, she was responsible for developing and negotiating complex job offers including a variety of benefits and options and, in some cases, international relocation. She was also tasked with managing the search firms retained by Citi Global and advising senior leaders on strategies for recruiting and hiring top talents.


After a brief stint at New York Life, Zuckerberg landed her current position with Deutsche Bank as the Executive Recruitment Lead where she has spearheaded the development and negotiations of Managing Director level offers for US Asset Management, Private, Wealth & Commercial Clients, Global Technology & Operations, and Infrastructure. Julie has used the skills she has developed throughout her different positions to seek out new recruits through online and social media platforms to reach the upcoming talents. She has been able to leverage the generous benefits package and reputation of Deutsche Bank to find and keep people around longer which is a challenge for the Millennial workforce. She is also involved with keeping the entry-level positions motivated and happy.


In her spare time, Julie enjoys running and challenging herself to new limits. She has taken what she has learned about motivating people in the business world and tried to apply it to fitness as well, hoping to inspire others with her healthy lifestyle and fitness goals. She also enjoys being creative in the kitchen by creating healthy but flavorful meals from scratch or modifying recipes found online.


New Recipes, New Ingredients…Same Beneful Nutrition

Fifteen years ago, Beneful was introduced to the world of dog lovers with nutrition being it’s main focus. Fifteen years later, that focus hasn’t wavered. Feedback from their dedicated customers along with their high standards for nutrition have allowed them to evolve. With health and nutrition becoming more popular these days, one can argue that Beneful has been instrumental in its increase. Even with all their success they continue to evolve recipes and ingredients to provide the highest quality nutrition for your four legged friend. Here are a few of those recipes and products.

Beneful Originals (Beef, Chicken or Salmon) Dry Dog Food

Real beef accented with spinach, carrots and peas. Maybe your dog prefers real chicken accented with carrots, avocados and tomatoes. Maybe your furry friend enjoys real salmon accented with sweet potatoes, green beans and carrots. Regardless of their tastes, the antioxidant nutrition of the beef and chicken recipes or the omega rich nutrition of the salmon recipe will provide your pet with 100% of the nutrition they need.

Beneful Dry Dog Food Healthy Weight

Let’s face it, our lovable furry friends let themselves go too. Not to worry, Beneful has provided the solution to your dog’s weight problem without sacrificing flavor. The recipe includes real chicken with apples, carrots and green beans. This calorie smart mix provides 100% of the nutrition your dog requires.

Beneful Wet Dog Food Chopped Blends (Beef, Chicken or Turkey)

If you’re of the mindset that your dog deserves the absolute best tasting dog food there is, then prepare to spoil their taste buds with Chopped blends. Real ingredients you can see like beef with peas, carrots and barley or chicken with wild rice, peas and carrots. All blends are also lightly sauced to spread that yumness throughout.

Beneful Dog Treats Baked Delight Stars

Just as a parent can’t resist the cutest pout face from a toddler, neither can a dog owner resist those begging eyes. Unfortunately, sometimes they can’t partake of some of the sweets you enjoy, but Beneful has come to the rescue of your furry friend. These shortbread treats are made with chicken and cheese and look like cookies.

Thor Havlorssen’s struggle for a humane society

There are many people who state that they have a lot of interest in humane cause. However, not many are able to walk their talk the way activists like Thor Havlorssen has. Thor is a Venezuelan by birth, but like he states, he is a child of many nations. He believes that all humans should be treated with the same level of dignity. His journey to becoming the activist that he is today started with a past that has really defined him.

Thor’s Father took part in an investigation of the Medelin Castle when claims of possible money laundering emerged. He was arrested, beaten and almost murdered in the process. This was a time when Thor was a freshman at the University. He realized that he had to do something and championed the release of his father. The Amnesty International group really helped him in his quest to get his father acquitted. His father was finally released but a human rights champion had been born.Then, came the incident when his mother was shot while taking part in a peaceful protest. What did not auger well with Thor was the fact that the men that had shot and wounded his mother had at first been left free and then when they were finally prosecuted and sentenced to three years in prison, they were released after serving six months.

He himself has courted controversy on several occasions. For instance, he led a campaign in 1999 whose aim was to appeal to the relevant shareholders to assist in the creation of an anti-slave labor policy, especially by Lucent. Lucent was supposed to force China to ensure that the products they were selling were not produced through slave labor. Other initiatives that he has been part of include the FIRE movement, which stands for foundation of individual rights in education. He has his own movement that is known as the Human Rights Foundation. This has its head quarters in New York City and is one of the most influential international bodies championing for liberty and equality among people of all walks of life. Thor is a true leader in the field of human rights advocacy.

The Role of Family in Eduardo Sirotsky Melzer’s Business

Eduardo Sirotsky Melzer is a media company and venture capital CEO from Porto Alegre, Brazil. His family run businesses have enjoyed much success over the years. Duda’s educational background and strong work ethic have afforded him many unique opportunities and recognition over the years. Graduating college at 26 years old, Duda received a bachelor’s degree in business administration in Brazil. He then earned an MBA from Harvard University. His academic pursuits include coursework in advertising, marketing, and management. He’s been recognized for all these things over the years. He’s also kept his skills sharp with post graduate courses.

As previously mentioned, Duda’s business is family focused. RBS Group is the primary business, e.Bricks Digital is a venture capital and private equity company started more recently in 2012. Focusing on all different types of media, their portfolio is expansive. RBS Group has been so successful that it’s ranked among Globo and Google by customers. The venture capital business has also made huge advances by funding more than 300 million in promising new companies. Duda Melzer’s resume also includes interests in a contemporary art show and the leading wine producer in Latin America.

Running a family oriented business was started by Duda’s grandfather Mauricio Sirotsky Sobrinho; however, Duda succeeded his uncle Nelson Sirotsky as the new CEO. Having a full plate doesn’t keep Duda from having fun in life. He enjoys spending time with his three children and enjoys sports. Duda also takes on great social responsibility and sustainability projects. His family’s charity named after his grandfather has been around for over 35 years. According to Clicrbs, the group helps raise awareness for issues affecting families and especially children in Brazil. Having the support of the government and much influence in the media; Duda’s charity work reaches far and wide. It’s no surprise that he’s been recognized with awards time and time again.

Visit his website

Follow him on:

Why UKV PLC Is The One Stop Company For UK’s Best Wine

With the growing demand for wine globally, many wineries have sprouted to satisfy the vast population of wine consumers. This has led to a fierce competition within the wine market forcing wine providers to up their services and provide quality wine. UKV PLC is one of the wine companies that have been rocking the wine market in the UK.

UKV PLC specializes in buying and selling of the world’s finest wine and champagne. With their primary goal of satisfying their consumers, clients, and investors, UKV PLC has become the indisputable source of England’s best wine. The company source the best wine from traditional breweries in France, Italy, and Spain. This wine is then distributed independently to merchants and small scale wineries who then sell to consumers at appropriate prices.

Huge Consumer Base
The company’s social media presence is a succinct indication of its dominance in the wine market. UKV PLC operates an interactive Facebook page where it showcases their luxurious products and services. They also have huge Twitter and Instagram following where they have constantly been showcasing their illustrious wine brands and reputable services. The large social media following shows how dearly wine consumers, merchants, and wineries, have embraced UKV PLC, courtesy of its quality services and products.

When you purchase from UKV PLC, you are not only assured of quality wine but also friendly customer service. The company has a dedicated team of professional staff who will see to it that you make them their first choice whenever you think of buying wine. At UKV PLC, you are sure to get your favorite brand of wine and champagne. The staff will be delighted to take you through their variety of brands and help you choose your wine through expert recommendations.

Whether you are looking to buy the best wine for your consumption or simply want to develop a fantastic collection for your own for sale, UKV PLC will be sure to deliver.

EOS Lip Balm Shocked Its Makers

The EOS lip balm company has achieved some amazing things since it introduced itself to the beauty world in 2007. One of the things that it did since that faithful day was steal the hearts of celebrity role models around the world. Part of the reason that EOS is as successful is because of the celebrity equation. For every celebrity that uses EOS lip balm, there are several million Facebook fans that use it, too. The company’s sales skyrocketed when female celebs started personally endorsing the products.

The creators of EOS lip balm probably had no idea that they were going to become a hit in what seemed like only a few days. Their primary goal was to manufacturer a beauty product that would be fun to use instead of boring and routine. The plan worked more than anyone expected. Billions of people have purchased the lip balm. In fact, so many people have bought the lip balm that the company’s profits reached $250 million. The success was a pleasant surprise for cofounder, Sanjiv Mehra. Mehra originally just wanted to have some fun and cause a buzz inside of the beauty stores, Instead, an entire empire came formed.

Mehra’s plan was to shift the focus of lip balm back to women, but that wasn’t the only part of the plan. Once this special lip balm item got attention, it would then become part of a woman’s everyday regime for looking good. The creators never knew that their item would blow up so much that Christina Aguillera and Kim Kardashian would be huge users. Companies like Chapstick, Carmex and Blistex truly got burned when this company started gaining traction. EOS has surpassed both company and only has to worry about Burt’s Bees at this time.