The two categories of life insurance are term life insurance and permanent life insurance policies. Which one you should choose depends on personal circumstances. The following is some ideas to keep in mind when making your decision.
If you just need life insurance for a specific time period than a term life insurance policy might be the better choice. For example, if you have a toddler and you want to make sure there’s money for them to be raised and go to college than a term policy fits the bill. As term policies are less expensive than permanent ones if you need a large amount of insurance but want to keep the costs down than that would be another reason to choose term life insurance.
Permanent life insurance would be the choice if you want the policy to last as long as you do. As long as the premiums are paid the policy will last no matter how old you get. Another reason to choose this type of policy is if you want the policy to accumulate savings. When you pay the premiums some of it pays for the policy while the remainder is the cash value of the policy. The cash grows on a tax-deferred basis so you don’t have to account for it each year when doing your taxes. The cash value can be used to pay the premiums as well for a while if a situation occurs where you a person can’t make the payment.
Freedom Life Insurance Company of America is a company that offers both of these types of policies. They are a good choice as they have been around since 1956 which shows that they are a solid company. Freedom Life Insurance is based in Fort Worth, Texas, and their policies are sold in the agent’s offices of USHEALTH Group, Inc.
When trying to choose between a permanent or term life insurance policy the agent can help guide your choices depending on your personal needs and situation. Anyone with dependents should consider getting the policy through a solid company such as Freedom Life Insurance
As a leading cause of death in the United States, cardiac arrests are often named the silent killing disease. Now, it is possible to throw your heart a Life Line Screening to avoid this health crisis. Life Line Screening is a healthcare company totally devoted to preventing heart attacks, strokes, diabetes complications and more health problems. This preventative screening process is affordable and covered by many health insurances. As a preventative tool, these screens can pin down disease processes going on unnoticed in someone’s body. More doctors and healthcare specialists are now advocating more preventive health strategies to ensure continued good health and longer lifespans for more of the population.
Life Line Screening now offers a promising screen that tests for evidence of cardiovascular disease. This type of testing is actually changing peoples lives for the better every day. Recent expert studies seem to indicate a new motivating factor that getting the screens tends to inspire. More people recognizing that they need to change their unhealthy eating and no exercise lifestyles are making a huge impact on further development of these critical life threatening health crisis. These studies also infer that while those patients that had a high risk of cardiovascular disease often made strides to positively change bad habits, it was shown that even those tested individuals with no current cardiovascular event risk still were motivated enough to make beneficial lifestyle changes too.
Anyone that desires this important cardiac preventative health screen can contact Life Line Screening for specific details. Only a blood sample obtained by a quick and simple finger stick is required for blood analysis tests. A painless, effective and very easy no-stress EKG is performed to indicate any abnormal heart rhythms. A thorough assessment with pertinent health history questions will be also completed during the convenient screening appointment. Some results are immediately given, and others are safely sent in privacy envelops by process of the mail to an individual’s home location.
Life Line Screening also has sonogram capability to detect signs of aneurysms and blood clots. This health screen promises many revealing tests that could quite simply save an individual from incurring a monumental health catastrophe and even save many individuals very lives. Live Line Screening wants your heart to be ready for love and romance this Valentine’s Day. Many heart attacks are shown to have been preventable with some lifestyle adjustments and timely medical evaluations.
Life line Screening is a company that provides several different tests in order to pinpoint health problems and prevent them from becoming anything serious. Health conditions such as diabetes, lung cancer, high blood pressure and many more can be identified with screenings from life line. The benefits of getting a life line screening is being able to catch and combat any underlying health issue before it is too late. As a result, many can live longer and healthier lives. Life line screenings are non-invasive and painless. They are also convenient and will not break the bank. The professionals are well trained and have years of experience. Life Line Screening uses the highest quality of equipment possible.
Preparing For A Screening
The preparation for a screening is just important as the results. Prepping for Life Line screenings often times may require little to no preparation. Some screenings may require several hours of fasting beforehand. Others may require loose clothing and shirts with short sleeves. There are specific instructions one must follow before taking a test. Following them is vital to the results being successful.
What To Expect
To start the process for a life line screening, you will be asked to complete a form for check-in and provide payment. You are required to take a blood test, which blood will be taken from the middle finger or ring finger. Measurements are taken as well. For selected packages, some patients are given a bone density test. From there, a variety of tests are done such as the Peripheral Arterial Disease Screening, the Atrial Fibrillation Screening, the Carotid Artery Screening and the Abdominal Aortic Aneurysm Screening. Once testing is complete, blood test results are given. The remaining results are mailed within 15 days. Life line encourages patients to share their results with their doctor if anything is found.